|
The Citi® Dividend Platinum Select® Visa® Card for College Students, issued by Citibank, is a cash back credit card designed specifically for students.
Through the rewards program, cardholders earn a 5% cash back rebate on purchases made at supermarkets, gas stations, drugstores, convenience stores, and utilities including cable for 6 months, 2% thereafter, and a 1% cash back rebate on all other purchases. Cardholders will receive $5 Dividend Dollars for each balance transfer transaction of $1,500 or more. Cardholders can also earn an average of 5% cash back on purchases made through the Citi Dividend Merchant Network. The rebates earned on purchases through the Citi Dividend Merchant Network are unlimited, but the rebates earned on all other purchases are subject to a $300 maximum per year. A $50 check will be issued upon request once $50 Dividend Dollars have been earned.
This card has no annual fee, and there is a 0% introductory rate that applies to purchases for up to 7 months (a rare benefit for a student card). The card also offers several platinum benefits and services such as up to $1,000,000 in travel accident insurance, lost and stolen card reporting, and identity theft solutions. However, it is the reward program that proves to be the best benefit available to cardholders.
Therefore, students who can afford to pay in full each month after the introductory rate expires (to avoid finance charges) and plan to spend enough to take advantage of the rebate program will benefit most from what the Citi® Dividend Platinum Select® Visa® Card for College Students has to offer.
Most Attractive Feature(s): Introductory rate; No cosigner required. |
|
