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CREDIT CARD RATINGS

2010 Editors Choice Awards

BEST OVERALL STUDENT CREDIT CARD
Discover Student Card
Review: Discover Student Card
BEST PERSONALIZED CREDIT CARD
Discover Student Card - Monogram Collection
Review: Discover Student Card - Monogram Collection
BEST STUDENT GAS CARD
Discover Student Card - Tropical Beach
Review: Discover Student Card - Open Road

 

 

Discover Student Card - Tropical Beach

Review: Discover Student Card - Clear

Review: Discover Student Card - Tropical Beach

Review: Discover Student Card - Mix Tape

Review: Citibank Dividend Platinum Select Visa Card for College Students

Review: Citibank Forward Card for College Students

Review: Citibank mtvU Platinum Select Visa Card for College Students

Links to Articles About Student Credit & Student Credit Cards

 

 

BEST STUDENT DISCOUNT CARD

Discover Student Card - Tropical Beach

Review: Student Advantage Card

 

 

Review of the

Discover Student Card - Monogram Collection

Editor's Choice: Best PERSONALIZED Student Credit Card

Editor's Choice

Review Criteria

Score

Credit Card Rewards Earnings:

19/20

Rewards Program Award Selection:

19/20

Incentive and Bonus Programs:

9/10

Annual Fee Cost:

10/10

Card Benefits Score:

14/15

Probability of Card Approval Score:

14/15

Interest Rate & Balance Transfer Cost Score:

7/10

TOTAL: BEST OVERALL CARD

92

Discover Student Card
Click to Apply
Click Here to Apply for the Discover Personalized Student Credit Card Click to Apply

 

We recommend the Discover Student Credit Card Monogram Collection as the Best PERSONALIZED Student Credit Card.

Read the information on the Credit Card from Discover below:

Discover Student Card Monogram Collection Highlights

  • No Annual Fee
  • Personalized Card Design
  • Unlimited Cash Rewards, Automatically
  • Up to 20% Cashback Bonus® When You Shop Online
  • Double Rewards with More than 100 Cashback Bonus® Partners
  • Customer Service in Less than a Minute, Anytime You Want

Click Here to Apply for the Discover Personalized Student Credit Card

Click to Apply

The Discover® Student Card - Monogram Collection, issued by Discover, provides a Cashback Bonus® reward program as well as a personalized card design that displays the cardholder's initial(s).

Through the reward program, students can earn a 5% rebate for purchases made in popular categories that change four times a year like travel, gas, restaurants, movies, and more. In addition, cardholders earn up to 1% for general purchases.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*

Cardholders also earn a 0.25% rebate at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

Aside from the reward program, the unique feature of this card is that cardholders can choose from three card designs that will display either their first initial or their first and last initials on the front of the card.

The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.

The APR for this card is reasonable and there is no annual fee and 0% interest on purchases for six months.

Therefore, those who plan to spend over $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn a full 5% rebate and double cash rebates), and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Student Card - Monogram Collection has to offer.

Click Here to Apply for the Discover Personalized Student Credit Card

Click to Apply

Most Attractive Feature(s) : 0% intro APR on purchases; double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); no annual fee.
 
Specifics
Card Category: Student

Introductory Rate : 0% Interest* for 6 Months

Applied Towards : Purchases

Introductory Rate Details : There is a 0% introductory APR* on purchases for 6 months. See terms and conditions for complete details.

 

Annual Fee : $0

Additional Cardholders : $0

 

Balance Transfer Fee : None

Reward Program Details

Rebates : Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.

Rebate Details : Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.

Expiration : None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus®.)

Yearly Limit : None

Perks / Notations

Additional Perks

Various card designs to select from.
Various Internet account related services.
No liability for unauthorized transactions.
Discounts on products and services at participating merchants and retailers.
See website for additional benefits.

Important Notations

See website for complete terms and conditions of card usage and application disclosure.

 

2010 EDITOR'S CHOICE - TOP 5 STUDENT CREDIT CARDS
RANK
CARD
CATEGORY
RATING
APPLY
1 Discover Student Card
Best OVERALL Student Credit Card
Discover Student Card
No Annual Fee. Unlimited Cash Rewards. Up to 20% Cashback Bonus When You Shop Online. Customer Service in Less than a Minute, Anytime.
97
2 Discover Student Card - Monogram Collection
Best Rewards Program Student Credit Card
Citibank mtvU Platinum Select Student Visa Card
Through the reward program, cardholders earn one point for general purchases and five points for every dollar spent at restaurants, bookstores, record stores, movie theaters, and video rentals.
95
3 Discover Student Card - Monogram Collection
Best PERSONALIZED Student Credit Card
Discover Student Card - Monogram Collection
No Annual Fee. Unlimited Cash Rewards. Personalized Card Deisgn with your initials on the Card. Customer Service in Less than a Minute, Anytime.
92
4 Discover Student Card - Monogram Collection
Best ON-TIME PAYMENT Student Credit Card
Citibank Forward Card for College Students
Students who use this card correctly by staying within their credit limit and paying on time will receive 100 bonus points per billing period and a potential reduction of their interest rate.
91
5 Discover Student Card - Tropical Beach
Best GAS Student Credit Card
Discover Student Card - Open Road
Earn 2% cash back on your gas purchases!
88
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